2019 HRK to EUR Historical Review

YEARLY HIGH

0.1362 EUR

YEARLY LOW

0.1338 EUR

YEARLY AVERAGE

0.1348 EUR

2019 HRK to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 0.1362. Conversely, the yearly low was recorded on August 5, dropping to 0.1338.

This high-to-low spread represents a total annual volatility of 0.0024 EUR. From a start-to-finish perspective, comparing the January average rate of 0.1346 to the December average rate of 0.1344, the exchange rate registered a net change of -0.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1362 was up 0.20% compared to the 2018 peak of 0.1360, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 681 EUR

2018 Average 674 EUR

Yearly Trough Low 669 EUR

Transaction Impact: A difference of 11.90 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1354

0.1343

JanuMarcMayJulySeptNove

HRK to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1348, compared to 0.1348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.1348

H2 Avg (Jul–Dec) 0.1348

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0024 EUR (High: 0.1362 / Low: 0.1338). On the other end, December was the most stable month, with a tight range of 0.0003 EUR (High: 0.1345 / Low: 0.1341).

August Spread (Volatile) ±0.0024

December Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.1351) against the same month in 2018 (average: 0.1346), the exchange rate shifted by +0.0005 (+0.39%).

2019 Avg (August) 0.1351

2018 Avg (August) 0.1346

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1350	0.1343	0.1346
February	0.1352	0.1346	0.1349
March	0.1350	0.1344	0.1347
April	0.1350	0.1342	0.1346
May	0.1353	0.1344	0.1348
June	0.1355	0.1344	0.1350
July	0.1357	0.1350	0.1353
August	0.1362	0.1338	0.1351
September	0.1362	0.1339	0.1350
October	0.1349	0.1340	0.1345
November	0.1346	0.1341	0.1344
December	0.1345	0.1341	0.1344