2026 HRK to EUR Historical Review

YEARLY HIGH

0.1328 EUR

YEARLY LOW

0.1321 EUR

YEARLY AVERAGE

0.1327 EUR

2026 HRK to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 0.1328. Conversely, the yearly low was recorded on March 13, dropping to 0.1321.

This high-to-low spread represents a total annual volatility of 0.0006 EUR. From a start-to-finish perspective, comparing the January average rate of 0.1327 to the December average rate of 0.1327, the exchange rate registered a net change of 0.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1328 was down 0.17% compared to the 2025 peak of 0.1330, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 664 EUR

2025 Average 664 EUR

Yearly Trough Low 661 EUR

Transaction Impact: A difference of 3.20 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1327

0.1326

JanuFebrMarcApriMayJune

HRK to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1327, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1327 points.

H1 Avg (Jan–Jun) 0.1327

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0006 EUR (High: 0.1327 / Low: 0.1321). On the other end, May was the most stable month, with a tight range of 0.0001 EUR (High: 0.1327 / Low: 0.1326).

March Spread (Volatile) ±0.0006

May Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0001 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.1327) against the same month in 2025 (average: 0.1327), the exchange rate shifted by -0.0000 (-0.01%).

2026 Avg (February) 0.1327

2025 Avg (February) 0.1327

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1328	0.1326	0.1327
February	0.1328	0.1326	0.1327
March	0.1327	0.1321	0.1327
April	0.1327	0.1326	0.1327
May	0.1327	0.1326	0.1327
June	0.1327	0.1326	0.1327