2015 HRK to EUR Historical Review

YEARLY HIGH

0.1336 EUR

YEARLY LOW

0.1293 EUR

YEARLY AVERAGE

0.1314 EUR

2015 HRK to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 0.1336. Conversely, the yearly low was recorded on February 12, dropping to 0.1293.

This high-to-low spread represents a total annual volatility of 0.0043 EUR. From a start-to-finish perspective, comparing the January average rate of 0.1302 to the December average rate of 0.1309, the exchange rate registered a net change of 0.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1336 was up 1.06% compared to the 2014 peak of 0.1322, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 668 EUR

2014 Average 655 EUR

Yearly Trough Low 647 EUR

Transaction Impact: A difference of 21.34 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1326

0.1296

JanuMarcMayJulySeptNove

HRK to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1312, compared to 0.1316 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.1312

H2 Avg (Jul–Dec) 0.1316

Volatility Range Comparison

Volatility

The most volatile month in 2015 was November, with a trading range of 0.0027 EUR (High: 0.1336 / Low: 0.1309). On the other end, October was the most stable month, with a tight range of 0.0010 EUR (High: 0.1319 / Low: 0.1309).

November Spread (Volatile) ±0.0027

October Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.1316) against the same month in 2014 (average: 0.1304), the exchange rate shifted by +0.0012 (+0.95%).

2015 Avg (November) 0.1316

2014 Avg (November) 0.1304

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1309	0.1296	0.1302
February	0.1306	0.1293	0.1298
March	0.1319	0.1302	0.1310
April	0.1323	0.1304	0.1316
May	0.1334	0.1314	0.1324
June	0.1335	0.1316	0.1321
July	0.1326	0.1314	0.1319
August	0.1328	0.1316	0.1323
September	0.1327	0.1306	0.1318
October	0.1319	0.1309	0.1313
November	0.1336	0.1309	0.1316
December	0.1312	0.1302	0.1309