2013 HRK to NGN Historical Review

YEARLY HIGH

29.1246 NGN

YEARLY LOW

26.6947 NGN

YEARLY AVERAGE

27.9137 NGN

2013 HRK to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 29.1246. Conversely, the yearly low was recorded on March 28, dropping to 26.6947.

This high-to-low spread represents a total annual volatility of 2.4300 NGN. From a start-to-finish perspective, comparing the January average rate of 27.5366 to the December average rate of 28.5541, the exchange rate registered a net change of 3.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 29.1246 was up 3.95% compared to the 2012 peak of 28.0190, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 145,623 NGN

2012 Average 135,670 NGN

Yearly Trough Low 133,473 NGN

Transaction Impact: A difference of 12,149.87 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

28.7924

26.8938

JanuMarcMayJulySeptNove

HRK to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.4488, compared to 28.3786 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9298 points.

H1 Avg (Jan–Jun) 27.4488

H2 Avg (Jul–Dec) 28.3786

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 1.7625 NGN (High: 28.9276 / Low: 27.1651). On the other end, September was the most stable month, with a tight range of 0.3380 NGN (High: 28.6472 / Low: 28.3091).

June Spread (Volatile) ±1.7625

September Spread (Stable) ±0.3380

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.6847 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6847

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 28.5541) against the same month in 2012 (average: 27.3713), the exchange rate shifted by +1.1828 (+4.32%).

2013 Avg (December) 28.5541

2012 Avg (December) 27.3713

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.0834	26.9983	27.5366
February	28.2903	27.1948	27.7367
March	27.3691	26.6947	27.0520
April	27.3284	26.6960	27.0891
May	27.4542	26.8103	27.0957
June	28.9276	27.1651	28.1826
July	28.4218	27.5882	28.0849
August	28.6659	28.1889	28.4475
September	28.6472	28.3091	28.4699
October	28.7632	28.3947	28.6341
November	28.2465	27.8279	28.0813
December	29.1246	28.1422	28.5541