2025 HRK to NGN Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 HRK to NGN Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the HRK to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 245.1856. Conversely, the yearly low was recorded on February 10, dropping to 205.3063.
This high-to-low spread represents a total annual volatility of 39.8793 NGN. From a start-to-finish perspective, comparing the January average rate of 213.1251 to the December average rate of 225.8790, the exchange rate registered a net change of 5.98% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2025 high of 245.1856 was down 0.82% compared to the 2024 peak of 247.2218, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HRK based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
HRK to NGN Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 226.0669, compared to 230.4048 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.3379 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was February, with a trading range of 26.5059 NGN (High: 231.8122 / Low: 205.3063). On the other end, November was the most stable month, with a tight range of 2.8873 NGN (High: 222.8118 / Low: 219.9245).
Growth Streaks & Declines
TrendsBetween February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 7.8139 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (April 2025: 236.0488) against the same month in 2024 (average: 181.9352), the exchange rate shifted by +54.1135 (+29.74%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 217.0240 | 210.6792 | 213.1251 |
| February | 231.8122 | 205.3063 | 211.5326 |
| March | 224.3446 | 206.9012 | 218.8283 |
| April | 245.1856 | 220.1090 | 236.0488 |
| May | 241.9183 | 236.0251 | 239.2346 |
| June | 240.6921 | 234.6671 | 237.6319 |
| July | 240.3460 | 232.1479 | 237.3632 |
| August | 238.8670 | 232.0661 | 237.0190 |
| September | 238.2763 | 230.8020 | 234.1496 |
| October | 231.2707 | 221.5791 | 226.3357 |
| November | 222.8118 | 219.9245 | 221.6821 |
| December | 228.6832 | 222.9164 | 225.8790 |