2016 HRK to NGN Historical Review

YEARLY HIGH

52.6727 NGN

YEARLY LOW

28.0401 NGN

YEARLY AVERAGE

37.8028 NGN

2016 HRK to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 22, valuing the pair at 52.6727. Conversely, the yearly low was recorded on January 23, dropping to 28.0401.

This high-to-low spread represents a total annual volatility of 24.6325 NGN. From a start-to-finish perspective, comparing the January average rate of 28.2522 to the December average rate of 44.0265, the exchange rate registered a net change of 55.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 52.6727 was up 73.26% compared to the 2015 peak of 30.4001, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 263,363 NGN

2015 Average 144,278 NGN

Yearly Trough Low 140,201 NGN

Transaction Impact: A difference of 123,162.69 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

50.3137

26.2466

JanuMarcMayJulySeptNove

HRK to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.0158, compared to 45.5899 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 15.5742 points.

H1 Avg (Jan–Jun) 30.0158

H2 Avg (Jul–Dec) 45.5899

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 13.2179 NGN (High: 42.8023 / Low: 29.5844). On the other end, January was the most stable month, with a tight range of 0.4105 NGN (High: 28.4506 / Low: 28.0401).

June Spread (Volatile) ±13.2179

January Spread (Stable) ±0.4105

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.4852 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.4852

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 48.3081) against the same month in 2015 (average: 29.3169), the exchange rate shifted by +18.9912 (+64.78%).

2016 Avg (August) 48.3081

2015 Avg (August) 29.3169

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.4506	28.0401	28.2522
February	29.4516	28.2585	28.9359
March	30.0682	28.4340	29.3271
April	30.3393	29.8493	30.1063
May	30.5033	29.5229	29.9977
June	42.8023	29.5844	33.4755
July	47.7881	41.7077	43.2586
August	52.6727	46.5924	48.3081
September	47.3407	46.4718	46.8229
October	46.9980	45.4168	46.0484
November	46.5437	44.0736	45.0751
December	44.9708	42.6185	44.0265