2019 HRK to NGN Historical Review

YEARLY HIGH

56.8436 NGN

YEARLY LOW

45.9378 NGN

YEARLY AVERAGE

54.3424 NGN

2019 HRK to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 56.8436. Conversely, the yearly low was recorded on August 27, dropping to 45.9378.

This high-to-low spread represents a total annual volatility of 10.9059 NGN. From a start-to-finish perspective, comparing the January average rate of 55.8603 to the December average rate of 54.1404, the exchange rate registered a net change of -3.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 56.8436 was down 6.21% compared to the 2018 peak of 60.6074, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 284,218 NGN

2018 Average 287,588 NGN

Yearly Trough Low 229,689 NGN

Transaction Impact: A difference of 54,529.42 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

56.1428

52.7526

JanuMarcMayJulySeptNove

HRK to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 54.6371, compared to 54.0477 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5894 points.

H1 Avg (Jan–Jun) 54.6371

H2 Avg (Jul–Dec) 54.0477

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 9.2879 NGN (High: 55.2256 / Low: 45.9378). On the other end, May was the most stable month, with a tight range of 0.7255 NGN (High: 54.7309 / Low: 54.0054).

August Spread (Volatile) ±9.2879

May Spread (Stable) ±0.7255

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.3039 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.3039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 55.8603) against the same month in 2018 (average: 59.1038), the exchange rate shifted by -3.2435 (-5.49%).

2019 Avg (January) 55.8603

2018 Avg (January) 59.1038

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	56.8436	55.0783	55.8603
February	55.7910	54.9726	55.3356
March	55.5077	54.3088	54.8202
April	54.9304	53.9004	54.4326
May	54.7309	54.0054	54.3390
June	55.4995	46.3751	53.0351
July	55.2726	54.1526	54.6944
August	55.2256	45.9378	54.0402
September	54.1965	53.2746	53.7879
October	54.2684	53.3599	53.8084
November	54.2366	53.4990	53.8152
December	54.7778	53.6632	54.1404