2018 HRK to NGN Historical Review

YEARLY HIGH

60.6074 NGN

YEARLY LOW

54.9280 NGN

YEARLY AVERAGE

57.5333 NGN

2018 HRK to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 60.6074. Conversely, the yearly low was recorded on November 12, dropping to 54.9280.

This high-to-low spread represents a total annual volatility of 5.6795 NGN. From a start-to-finish perspective, comparing the January average rate of 59.1038 to the December average rate of 55.9271, the exchange rate registered a net change of -5.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 60.6074 was up 3.30% compared to the 2017 peak of 58.6730, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 303,037 NGN

2017 Average 253,303 NGN

Yearly Trough Low 274,640 NGN

Transaction Impact: A difference of 28,397.26 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

60.2782

55.1856

JanuMarcMayJulySeptNove

HRK to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 58.7945, compared to 56.2720 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.5226 points.

H1 Avg (Jan–Jun) 58.7945

H2 Avg (Jul–Dec) 56.2720

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 2.6615 NGN (High: 60.3114 / Low: 57.6499). On the other end, July was the most stable month, with a tight range of 0.5629 NGN (High: 57.3304 / Low: 56.7675).

January Spread (Volatile) ±2.6615

July Spread (Stable) ±0.5629

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.9205 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.9205

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 59.8538) against the same month in 2017 (average: 45.0769), the exchange rate shifted by +14.7769 (+32.78%).

2018 Avg (February) 59.8538

2017 Avg (February) 45.0769

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	60.3114	57.6499	59.1038
February	60.6074	59.0719	59.8538
March	60.3308	59.2504	59.7273
April	60.1373	58.6436	59.5214
May	58.7863	56.1861	57.6009
June	57.6270	56.3453	56.9601
July	57.3304	56.7675	56.9988
August	56.9504	55.0609	56.0934
September	57.6171	55.9629	56.7705
October	56.8670	55.3277	56.2320
November	56.0278	54.9280	55.6100
December	56.4014	55.5330	55.9271