2015 HRK to NGN Historical Review

YEARLY HIGH

30.4001 NGN

YEARLY LOW

27.4578 NGN

YEARLY AVERAGE

28.8583 NGN

2015 HRK to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 30.4001. Conversely, the yearly low was recorded on March 14, dropping to 27.4578.

This high-to-low spread represents a total annual volatility of 2.9423 NGN. From a start-to-finish perspective, comparing the January average rate of 28.1341 to the December average rate of 28.3879, the exchange rate registered a net change of 0.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 30.4001 was up 1.57% compared to the 2014 peak of 29.9316, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 152,001 NGN

2014 Average 143,567 NGN

Yearly Trough Low 137,289 NGN

Transaction Impact: A difference of 14,711.52 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

29.6392

27.9564

JanuMarcMayJulySeptNove

HRK to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.8063, compared to 28.9104 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1041 points.

H1 Avg (Jan–Jun) 28.8063

H2 Avg (Jul–Dec) 28.9104

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 2.4099 NGN (High: 30.2181 / Low: 27.8081). On the other end, September was the most stable month, with a tight range of 0.8051 NGN (High: 29.9191 / Low: 29.1140).

February Spread (Volatile) ±2.4099

September Spread (Stable) ±0.8051

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.2168 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.2168

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 29.3169) against the same month in 2014 (average: 28.2792), the exchange rate shifted by +1.0377 (+3.67%).

2015 Avg (August) 29.3169

2014 Avg (August) 28.2792

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.9239	27.6112	28.1341
February	30.2181	27.8081	29.2141
March	29.5766	27.4578	28.2845
April	29.3628	27.8217	28.3128
May	30.2282	28.5906	29.3931
June	29.8587	28.7249	29.4990
July	29.2533	28.3768	28.8711
August	30.4001	28.6191	29.3169
September	29.9191	29.1140	29.4763
October	29.9083	28.6645	29.3134
November	28.8868	27.5870	28.0966
December	28.6658	27.6628	28.3879