2014 HRK to NGN Historical Review

YEARLY HIGH

29.9316 NGN

YEARLY LOW

26.8604 NGN

YEARLY AVERAGE

28.7158 NGN

2014 HRK to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 29.9316. Conversely, the yearly low was recorded on October 4, dropping to 26.8604.

This high-to-low spread represents a total annual volatility of 3.0711 NGN. From a start-to-finish perspective, comparing the January average rate of 28.5738 to the December average rate of 29.2197, the exchange rate registered a net change of 2.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 29.9316 was up 2.77% compared to the 2013 peak of 29.1246, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 149,658 NGN

2013 Average 139,574 NGN

Yearly Trough Low 134,302 NGN

Transaction Impact: A difference of 15,355.70 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

29.9997

27.0086

JanuMarcMayJulySeptNove

HRK to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.2426, compared to 28.1890 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0537 points.

H1 Avg (Jan–Jun) 29.2426

H2 Avg (Jul–Dec) 28.1890

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 1.9454 NGN (High: 28.9310 / Low: 26.9857). On the other end, June was the most stable month, with a tight range of 0.3075 NGN (High: 29.4597 / Low: 29.1523).

November Spread (Volatile) ±1.9454

June Spread (Stable) ±0.3075

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.6923 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.6923

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 29.7504) against the same month in 2013 (average: 27.0520), the exchange rate shifted by +2.6984 (+9.97%).

2014 Avg (March) 29.7504

2013 Avg (March) 27.0520

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	29.0712	28.2964	28.5738
February	29.7954	28.7083	29.2343
March	29.9316	29.4388	29.7504
April	29.7157	29.2208	29.3755
May	29.5783	29.0272	29.2446
June	29.4597	29.1523	29.2773
July	29.3963	28.3872	28.8665
August	28.5423	27.9898	28.2792
September	28.0387	27.0682	27.5869
October	27.5809	26.8604	27.2578
November	28.9310	26.9857	27.9236
December	29.6974	28.9046	29.2197