YEARLY HIGH
10.7799 RUB
YEARLY LOW
7.0594 RUB
YEARLY AVERAGE
8.9319 RUB

2015 HRK to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 10.7799. Conversely, the yearly low was recorded on April 15, dropping to 7.0594.

This high-to-low spread represents a total annual volatility of 3.7205 RUB. From a start-to-finish perspective, comparing the January average rate of 9.6884 to the December average rate of 9.9956, the exchange rate registered a net change of 3.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 10.7799 was down 3.50% compared to the 2014 peak of 11.1706, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 53,900 RUB
2014 Average 33,368 RUB
Yearly Trough Low 35,297 RUB
Transaction Impact: A difference of 18,602.41 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

10.2460
7.2411
JanuMarcMayJulySeptNove

HRK to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.4721, compared to 9.3917 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9197 points.

H1 Avg (Jan–Jun) 8.4721
H2 Avg (Jul–Dec) 9.3917

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 1.8859 RUB (High: 10.7799 / Low: 8.8940). On the other end, November was the most stable month, with a tight range of 0.3956 RUB (High: 9.4412 / Low: 9.0456).

August Spread (Volatile) ±1.8859
November Spread (Stable) ±0.3956

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.9910 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.9910

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 9.6449) against the same month in 2014 (average: 6.3134), the exchange rate shifted by +3.3315 (+52.77%).

2015 Avg (August) 9.6449
2014 Avg (August) 6.3134

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.2283 9.1954 9.6884
February 10.2607 8.9515 9.4722
March 9.0835 8.1580 8.5283
April 8.1402 7.0594 7.5373
May 7.6824 7.2629 7.4915
June 8.3510 7.7065 8.1147
July 8.8508 8.1138 8.3179
August 10.7799 8.8940 9.6449
September 10.1865 9.5737 9.9085
October 9.7247 8.9770 9.2885
November 9.4412 9.0456 9.1950
December 10.4921 9.2595 9.9956