2016 HRK to RUB Historical Review

YEARLY HIGH

11.7930 RUB

YEARLY LOW

8.3407 RUB

YEARLY AVERAGE

9.8477 RUB

2016 HRK to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on February 11, valuing the pair at 11.7930. Conversely, the yearly low was recorded on December 28, dropping to 8.3407.

This high-to-low spread represents a total annual volatility of 3.4523 RUB. From a start-to-finish perspective, comparing the January average rate of 10.8638 to the December average rate of 8.6765, the exchange rate registered a net change of -20.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 11.7930 was up 9.40% compared to the 2015 peak of 10.7799, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 58,965 RUB

2015 Average 44,651 RUB

Yearly Trough Low 41,704 RUB

Transaction Impact: A difference of 17,261.52 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

11.4847

8.4212

JanuMarcMayJulySeptNove

HRK to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.3540, compared to 9.3414 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0126 points.

H1 Avg (Jan–Jun) 10.3540

H2 Avg (Jul–Dec) 9.3414

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 1.3196 RUB (High: 11.6656 / Low: 10.3460). On the other end, October was the most stable month, with a tight range of 0.3993 RUB (High: 9.4147 / Low: 9.0154).

January Spread (Volatile) ±1.3196

October Spread (Stable) ±0.3993

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9328 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.9328

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2016: 11.2294) against the same month in 2015 (average: 9.4722), the exchange rate shifted by +1.7572 (+18.55%).

2016 Avg (February) 11.2294

2015 Avg (February) 9.4722

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6656	10.3460	10.8638
February	11.7930	10.7590	11.2294
March	10.5403	10.0617	10.2966
April	10.3841	9.8247	10.0714
May	10.1940	9.7651	9.9332
June	9.9773	9.4371	9.7293
July	9.8787	9.2955	9.5150
August	9.9834	9.5781	9.7189
September	9.8391	9.4187	9.6483
October	9.4147	9.0154	9.2150
November	9.5350	9.0161	9.2748
December	9.0899	8.3407	8.6765