2024 HRK to RUB Historical Review

YEARLY HIGH

15.8725 RUB

YEARLY LOW

11.9109 RUB

YEARLY AVERAGE

13.3226 RUB

2024 HRK to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on November 27, valuing the pair at 15.8725. Conversely, the yearly low was recorded on June 19, dropping to 11.9109.

This high-to-low spread represents a total annual volatility of 3.9616 RUB. From a start-to-finish perspective, comparing the January average rate of 12.9338 to the December average rate of 14.4245, the exchange rate registered a net change of 11.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 15.8725 was up 9.25% compared to the 2023 peak of 14.5282, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 79,363 RUB

2023 Average 61,381 RUB

Yearly Trough Low 59,554 RUB

Transaction Impact: A difference of 19,808.15 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

14.6091

12.3939

JanuMarcMayJulySeptNove

HRK to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.0390, compared to 13.6063 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5673 points.

H1 Avg (Jan–Jun) 13.0390

H2 Avg (Jul–Dec) 13.6063

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 2.2888 RUB (High: 15.8725 / Low: 13.5837). On the other end, March was the most stable month, with a tight range of 0.2804 RUB (High: 13.3908 / Low: 13.1105).

November Spread (Volatile) ±2.2888

March Spread (Stable) ±0.2804

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.4857 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.4857

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 14.2282) against the same month in 2023 (average: 13.0042), the exchange rate shifted by +1.2241 (+9.41%).

2024 Avg (November) 14.2282

2023 Avg (November) 13.0042

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.3408	12.7094	12.9338
February	13.6128	12.9142	13.1562
March	13.3908	13.1105	13.2476
April	13.3940	13.0803	13.2305
May	13.3169	12.7575	13.0758
June	13.0234	11.9109	12.5901
July	12.8499	12.2411	12.5785
August	13.6327	12.2449	13.0227
September	13.9705	12.8693	13.4625
October	14.0948	13.7205	13.9212
November	15.8725	13.5837	14.2282
December	15.6301	13.7922	14.4245