2026 HRK to RUB Historical Review

YEARLY HIGH

13.2367 RUB

YEARLY LOW

10.9394 RUB

YEARLY AVERAGE

11.8496 RUB

2026 HRK to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 13.2367. Conversely, the yearly low was recorded on May 27, dropping to 10.9394.

This high-to-low spread represents a total annual volatility of 2.2974 RUB. From a start-to-finish perspective, comparing the January average rate of 12.1495 to the December average rate of 12.1367, the exchange rate registered a net change of -0.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 13.2367 was down 15.29% compared to the 2025 peak of 15.6255, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 66,184 RUB

2025 Average 62,644 RUB

Yearly Trough Low 54,697 RUB

Transaction Impact: A difference of 11,486.80 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

12.4860

10.9636

JanuMarcMayJuly

HRK to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8134, compared to 11.9583 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1449 points.

H1 Avg (Jan–Jun) 11.8134

H2 Avg (Jul–Dec) 11.9583

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.2692 RUB (High: 13.2367 / Low: 11.9675). On the other end, August was the most stable month, with a tight range of 0.0144 RUB (High: 12.1446 / Low: 12.1302).

March Spread (Volatile) ±1.2692

August Spread (Stable) ±0.0144

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.8541 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.8541

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 12.3592) against the same month in 2025 (average: 12.3274), the exchange rate shifted by +0.0318 (+0.26%).

2026 Avg (March) 12.3592

2025 Avg (March) 12.3274

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.5941	11.7948	12.1495
February	12.2159	11.9408	12.0491
March	13.2367	11.9675	12.3592
April	12.3529	11.5875	11.9445
May	11.6633	10.9394	11.0905
June	11.9251	11.0123	11.2876
July	12.1801	11.5827	11.7799
August	12.1446	12.1302	12.1367