2018 HRK to RUB Historical Review

YEARLY HIGH

11.0259 RUB

YEARLY LOW

9.1147 RUB

YEARLY AVERAGE

9.9811 RUB

2018 HRK to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on September 10, valuing the pair at 11.0259. Conversely, the yearly low was recorded on January 9, dropping to 9.1147.

This high-to-low spread represents a total annual volatility of 1.9112 RUB. From a start-to-finish perspective, comparing the January average rate of 9.2982 to the December average rate of 10.3870, the exchange rate registered a net change of 11.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 11.0259 was up 13.88% compared to the 2017 peak of 9.6818, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 55,130 RUB

2017 Average 44,162 RUB

Yearly Trough Low 45,574 RUB

Transaction Impact: A difference of 9,555.96 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

10.7284

9.1682

JanuMarcMayJulySeptNove

HRK to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.6932, compared to 10.2690 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5758 points.

H1 Avg (Jan–Jun) 9.6932

H2 Avg (Jul–Dec) 10.2690

Volatility Range Comparison

Volatility

The most volatile month in 2018 was April, with a trading range of 1.0175 RUB (High: 10.4759 / Low: 9.4584). On the other end, March was the most stable month, with a tight range of 0.2250 RUB (High: 9.5882 / Low: 9.3632).

April Spread (Volatile) ±1.0175

March Spread (Stable) ±0.2250

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4032 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 10.5984) against the same month in 2017 (average: 9.2048), the exchange rate shifted by +1.3936 (+15.14%).

2018 Avg (September) 10.5984

2017 Avg (September) 9.2048

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.4253	9.1147	9.2982
February	9.6106	9.1997	9.4418
March	9.5882	9.3632	9.4748
April	10.4759	9.4584	10.0517
May	10.3409	9.7115	9.9685
June	10.0341	9.8045	9.9243
July	10.0708	9.7936	9.9336
August	10.6989	9.8837	10.3201
September	11.0259	10.2493	10.5984
October	10.4159	9.9985	10.1952
November	10.3639	10.0467	10.1797
December	10.7376	10.1750	10.3870