2025 HRK to RUB Historical Review

YEARLY HIGH

15.6255 RUB

YEARLY LOW

11.6125 RUB

YEARLY AVERAGE

12.5300 RUB

2025 HRK to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 15.6255. Conversely, the yearly low was recorded on May 29, dropping to 11.6125.

This high-to-low spread represents a total annual volatility of 4.0130 RUB. From a start-to-finish perspective, comparing the January average rate of 14.1093 to the December average rate of 12.2340, the exchange rate registered a net change of -13.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 15.6255 was down 1.56% compared to the 2024 peak of 15.8725, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 78,128 RUB

2024 Average 66,615 RUB

Yearly Trough Low 58,063 RUB

Transaction Impact: A difference of 20,065.09 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

14.3150

11.8471

JanuMarcMayJulySeptNove

HRK to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.6323, compared to 12.4277 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2046 points.

H1 Avg (Jan–Jun) 12.6323

H2 Avg (Jul–Dec) 12.4277

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 2.1266 RUB (High: 15.6255 / Low: 13.4989). On the other end, August was the most stable month, with a tight range of 0.3623 RUB (High: 12.5322 / Low: 12.1699).

January Spread (Volatile) ±2.1266

August Spread (Stable) ±0.3623

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.2799 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.2799

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 14.1093) against the same month in 2024 (average: 12.9338), the exchange rate shifted by +1.1755 (+9.09%).

2025 Avg (January) 14.1093

2024 Avg (January) 12.9338

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.6255	13.4989	14.1093
February	13.8648	12.0875	12.8294
March	12.9506	11.8694	12.3274
April	12.5615	12.1067	12.4180
May	12.4473	11.6125	12.0569
June	12.3158	11.7422	12.0528
July	12.5193	12.0274	12.2335
August	12.5322	12.1699	12.3757
September	13.1846	12.4366	12.9202
October	12.9001	12.1570	12.5127
November	12.5038	11.9626	12.2902
December	12.5456	11.7429	12.2340