YEARLY HIGH
20.5013 RUB
YEARLY LOW
7.2845 RUB
YEARLY AVERAGE
9.8376 RUB

2022 HRK to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 20.5013. Conversely, the yearly low was recorded on June 29, dropping to 7.2845.

This high-to-low spread represents a total annual volatility of 13.2168 RUB. From a start-to-finish perspective, comparing the January average rate of 11.5185 to the December average rate of 9.3233, the exchange rate registered a net change of -19.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 20.5013 was up 67.93% compared to the 2021 peak of 12.2086, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 102,507 RUB
2021 Average 57,905 RUB
Yearly Trough Low 36,422 RUB
Transaction Impact: A difference of 66,084.18 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

16.8953
7.1111
JanuMarcMayJulySeptNove

HRK to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.3624, compared to 8.3128 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.0496 points.

H1 Avg (Jan–Jun) 11.3624
H2 Avg (Jul–Dec) 8.3128

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 8.5457 RUB (High: 20.5013 / Low: 11.9556). On the other end, November was the most stable month, with a tight range of 0.3638 RUB (High: 8.4290 / Low: 8.0652).

March Spread (Volatile) ±8.5457
November Spread (Stable) ±0.3638

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 4.6031 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -4.6031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 16.0799) against the same month in 2021 (average: 11.6998), the exchange rate shifted by +4.3801 (+37.44%).

2022 Avg (March) 16.0799
2021 Avg (March) 11.6998

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 11.8313 11.1839 11.5185
February 15.5683 11.3379 11.8510
March 20.5013 11.9556 16.0799
April 12.5279 9.9463 11.4768
May 10.2251 8.1397 9.1534
June 9.0628 7.2845 8.0950
July 8.8082 7.4537 8.0720
August 8.5992 7.9354 8.1921
September 8.5739 7.3772 7.9265
October 8.3314 7.5813 8.0809
November 8.4290 8.0652 8.2820
December 10.4726 8.4516 9.3233