2013 HRK to SDG Historical Review

YEARLY HIGH

1.0317 SDG

YEARLY LOW

0.7436 SDG

YEARLY AVERAGE

0.7937 SDG

2013 HRK to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 1.0317. Conversely, the yearly low was recorded on March 28, dropping to 0.7436.

This high-to-low spread represents a total annual volatility of 0.2881 SDG. From a start-to-finish perspective, comparing the January average rate of 0.7747 to the December average rate of 1.0230, the exchange rate registered a net change of 32.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.0317 was up 32.04% compared to the 2012 peak of 0.7814, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,159 SDG

2012 Average 2,988 SDG

Yearly Trough Low 3,718 SDG

Transaction Impact: A difference of 1,440.55 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.0499

0.7269

JanuMarcMayJulySeptNove

HRK to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7656, compared to 0.8219 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0563 points.

H1 Avg (Jan–Jun) 0.7656

H2 Avg (Jul–Dec) 0.8219

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.2414 SDG (High: 1.0148 / Low: 0.7734). On the other end, August was the most stable month, with a tight range of 0.0140 SDG (High: 0.7842 / Low: 0.7702).

November Spread (Volatile) ±0.2414

August Spread (Stable) ±0.0140

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0241 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0241

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.0230) against the same month in 2012 (average: 0.7685), the exchange rate shifted by +0.2544 (+33.10%).

2013 Avg (December) 1.0230

2012 Avg (December) 0.7685

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7887	0.7607	0.7747
February	0.7944	0.7615	0.7779
March	0.7609	0.7436	0.7538
April	0.7612	0.7438	0.7554
May	0.7666	0.7474	0.7565
June	0.7880	0.7561	0.7750
July	0.7798	0.7533	0.7681
August	0.7842	0.7702	0.7789
September	0.7837	0.7627	0.7746
October	0.7979	0.7817	0.7892
November	1.0148	0.7734	0.7974
December	1.0317	1.0119	1.0230