2022 HRK to SDG Historical Review

YEARLY HIGH

81.2246 SDG

YEARLY LOW

60.9095 SDG

YEARLY AVERAGE

69.4971 SDG

2022 HRK to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 81.2246. Conversely, the yearly low was recorded on July 14, dropping to 60.9095.

This high-to-low spread represents a total annual volatility of 20.3151 SDG. From a start-to-finish perspective, comparing the January average rate of 65.9471 to the December average rate of 80.0924, the exchange rate registered a net change of 21.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 81.2246 was down 86.52% compared to the 2021 peak of 602.7094, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 406,123 SDG

2021 Average 297,448 SDG

Yearly Trough Low 304,548 SDG

Transaction Impact: A difference of 101,575.43 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

81.9137

60.0591

JanuMarcMayJulySeptNove

HRK to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 64.8628, compared to 74.1314 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 9.2686 points.

H1 Avg (Jan–Jun) 64.8628

H2 Avg (Jul–Dec) 74.1314

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 16.5577 SDG (High: 78.2194 / Low: 61.6617). On the other end, February was the most stable month, with a tight range of 1.3660 SDG (High: 67.2325 / Low: 65.8665).

August Spread (Volatile) ±16.5577

February Spread (Stable) ±1.3660

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 2.1879 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.1879

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 80.0924) against the same month in 2021 (average: 65.7646), the exchange rate shifted by +14.3279 (+21.79%).

2022 Avg (December) 80.0924

2021 Avg (December) 65.7646

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	66.6474	65.2782	65.9471
February	67.2325	65.8665	66.7263
March	65.9475	64.2343	64.9854
April	65.3791	62.0144	64.0187
May	64.8860	62.2012	63.4312
June	65.0092	63.2018	64.0682
July	63.2719	60.9095	61.8803
August	78.2194	61.6617	74.9937
September	77.5298	73.5566	76.0546
October	76.8437	72.9838	74.5853
November	78.6787	73.6026	77.1821
December	81.2246	78.8198	80.0924