2016 HRK to SDG Historical Review

YEARLY HIGH

0.9500 SDG

YEARLY LOW

0.8609 SDG

YEARLY AVERAGE

0.9059 SDG

2016 HRK to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on November 8, valuing the pair at 0.9500. Conversely, the yearly low was recorded on January 24, dropping to 0.8609.

This high-to-low spread represents a total annual volatility of 0.0891 SDG. From a start-to-finish perspective, comparing the January average rate of 0.8682 to the December average rate of 0.9080, the exchange rate registered a net change of 4.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.9500 was up 2.18% compared to the 2015 peak of 0.9297, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,750 SDG

2015 Average 4,384 SDG

Yearly Trough Low 4,305 SDG

Transaction Impact: A difference of 445.47 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.9343

0.8622

JanuMarcMayJulySeptNove

HRK to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9006, compared to 0.9112 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0106 points.

H1 Avg (Jan–Jun) 0.9006

H2 Avg (Jul–Dec) 0.9112

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0504 SDG (High: 0.9222 / Low: 0.8718). On the other end, September was the most stable month, with a tight range of 0.0108 SDG (High: 0.9165 / Low: 0.9057).

March Spread (Volatile) ±0.0504

September Spread (Stable) ±0.0108

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0203 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0203

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 0.9283) against the same month in 2015 (average: 0.8610), the exchange rate shifted by +0.0673 (+7.82%).

2016 Avg (November) 0.9283

2015 Avg (November) 0.8610

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8775	0.8609	0.8682
February	0.9026	0.8660	0.8870
March	0.9222	0.8718	0.8984
April	0.9286	0.9145	0.9225
May	0.9333	0.9029	0.9178
June	0.9225	0.8904	0.9098
July	0.9075	0.8937	0.8991
August	0.9204	0.9023	0.9106
September	0.9165	0.9057	0.9106
October	0.9358	0.8907	0.9108
November	0.9500	0.9111	0.9283
December	0.9250	0.8946	0.9080