2026 HRK to SDG Historical Review

YEARLY HIGH

95.9669 SDG

YEARLY LOW

90.4973 SDG

YEARLY AVERAGE

92.6255 SDG

2026 HRK to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 95.9669. Conversely, the yearly low was recorded on June 24, dropping to 90.4973.

This high-to-low spread represents a total annual volatility of 5.4696 SDG. From a start-to-finish perspective, comparing the January average rate of 93.6726 to the December average rate of 91.8985, the exchange rate registered a net change of -1.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 95.9669 was up 1.26% compared to the 2025 peak of 94.7711, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 479,835 SDG

2025 Average 450,797 SDG

Yearly Trough Low 452,487 SDG

Transaction Impact: A difference of 27,347.91 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

94.7423

90.6710

JanuMarcMayJuly

HRK to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 93.0159, compared to 91.4544 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5614 points.

H1 Avg (Jan–Jun) 93.0159

H2 Avg (Jul–Dec) 91.4544

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 3.3705 SDG (High: 95.9669 / Low: 92.5964). On the other end, August was the most stable month, with a tight range of 0.0000 SDG (High: 91.8985 / Low: 91.8985).

January Spread (Volatile) ±3.3705

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.2039 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2.2039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 93.6726) against the same month in 2025 (average: 82.5471), the exchange rate shifted by +11.1255 (+13.48%).

2026 Avg (January) 93.6726

2025 Avg (January) 82.5471

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	95.9669	92.5964	93.6726
February	95.0346	93.9560	94.4030
March	93.8850	91.0649	92.1991
April	94.1802	91.8124	93.2117
May	93.4185	92.5943	92.9049
June	92.7999	90.4973	91.7038
July	91.7451	90.6233	91.0103
August	91.8985	91.8985	91.8985