2014 HRK to SDG Historical Review

YEARLY HIGH

1.0441 SDG

YEARLY LOW

0.9006 SDG

YEARLY AVERAGE

0.9915 SDG

2014 HRK to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 1.0441. Conversely, the yearly low was recorded on December 31, dropping to 0.9006.

This high-to-low spread represents a total annual volatility of 0.1434 SDG. From a start-to-finish perspective, comparing the January average rate of 1.0167 to the December average rate of 0.9148, the exchange rate registered a net change of -10.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.0441 was up 1.20% compared to the 2013 peak of 1.0317, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 5,220 SDG

2013 Average 3,970 SDG

Yearly Trough Low 4,503 SDG

Transaction Impact: A difference of 717.18 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.0423

0.9032

JanuMarcMayJulySeptNove

HRK to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0239, compared to 0.9591 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0649 points.

H1 Avg (Jan–Jun) 1.0239

H2 Avg (Jul–Dec) 0.9591

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0423 SDG (High: 0.9840 / Low: 0.9416). On the other end, June was the most stable month, with a tight range of 0.0114 SDG (High: 1.0282 / Low: 1.0168).

September Spread (Volatile) ±0.0423

June Spread (Stable) ±0.0114

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0303 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0303

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 1.0302) against the same month in 2013 (average: 0.7565), the exchange rate shifted by +0.2737 (+36.17%).

2014 Avg (May) 1.0302

2013 Avg (May) 0.7565

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0283	1.0055	1.0167
February	1.0262	1.0054	1.0159
March	1.0351	1.0214	1.0275
April	1.0383	1.0212	1.0307
May	1.0441	1.0205	1.0302
June	1.0282	1.0168	1.0225
July	1.0271	0.9987	1.0133
August	1.0011	0.9826	0.9942
September	0.9840	0.9416	0.9639
October	0.9505	0.9341	0.9424
November	0.9337	0.9188	0.9258
December	0.9280	0.9006	0.9148