2015 HRK to SDG Historical Review

YEARLY HIGH

0.9297 SDG

YEARLY LOW

0.8133 SDG

YEARLY AVERAGE

0.8769 SDG

2015 HRK to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.9297. Conversely, the yearly low was recorded on March 19, dropping to 0.8133.

This high-to-low spread represents a total annual volatility of 0.1164 SDG. From a start-to-finish perspective, comparing the January average rate of 0.8865 to the December average rate of 0.8778, the exchange rate registered a net change of -0.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9297 was down 10.95% compared to the 2014 peak of 1.0441, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,649 SDG

2014 Average 4,957 SDG

Yearly Trough Low 4,067 SDG

Transaction Impact: A difference of 582.09 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9084

0.8369

JanuMarcMayJulySeptNove

HRK to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8704, compared to 0.8833 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0129 points.

H1 Avg (Jan–Jun) 0.8704

H2 Avg (Jul–Dec) 0.8833

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0624 SDG (High: 0.9297 / Low: 0.8673). On the other end, September was the most stable month, with a tight range of 0.0270 SDG (High: 0.9159 / Low: 0.8889).

August Spread (Volatile) ±0.0624

September Spread (Stable) ±0.0270

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0355 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0355

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 0.8950) against the same month in 2014 (average: 0.9942), the exchange rate shifted by -0.0991 (-9.97%).

2015 Avg (August) 0.8950

2014 Avg (August) 0.9942

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9139	0.8661	0.8865
February	0.8857	0.8581	0.8782
March	0.8725	0.8133	0.8428
April	0.8812	0.8336	0.8482
May	0.9075	0.8601	0.8810
June	0.8959	0.8617	0.8856
July	0.8786	0.8507	0.8673
August	0.9297	0.8673	0.8950
September	0.9159	0.8889	0.9025
October	0.9131	0.8772	0.8965
November	0.8852	0.8445	0.8610
December	0.9089	0.8464	0.8778