YEARLY HIGH
9.0013 SDG
YEARLY LOW
6.6997 SDG
YEARLY AVERAGE
8.2065 SDG

2020 HRK to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HRK to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 9.0013. Conversely, the yearly low was recorded on January 27, dropping to 6.6997.

This high-to-low spread represents a total annual volatility of 2.3016 SDG. From a start-to-finish perspective, comparing the January average rate of 6.7590 to the December average rate of 8.9218, the exchange rate registered a net change of 32.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 9.0013 was up 21.46% compared to the 2019 peak of 7.4110, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 45,007 SDG
2019 Average 34,652 SDG
Yearly Trough Low 33,499 SDG
Transaction Impact: A difference of 11,507.85 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

9.1381
6.5427
JanuMarcMayJulySeptNove

HRK to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.7544, compared to 8.6585 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9041 points.

H1 Avg (Jan–Jun) 7.7544
H2 Avg (Jul–Dec) 8.6585

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.8010 SDG (High: 8.0739 / Low: 7.2730). On the other end, October was the most stable month, with a tight range of 0.1459 SDG (High: 8.6518 / Low: 8.5058).

February Spread (Volatile) ±0.8010
October Spread (Stable) ±0.1459

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1599 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1599

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 8.9218) against the same month in 2019 (average: 6.7377), the exchange rate shifted by +2.1841 (+32.42%).

2020 Avg (December) 8.9218
2019 Avg (December) 6.7377

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.2951 6.6997 6.7590
February 8.0739 7.2730 7.5887
March 8.4041 7.7389 8.0750
April 7.9918 7.8231 7.9152
May 8.0930 7.8914 7.9682
June 8.3039 8.1066 8.2204
July 8.7686 8.2194 8.4187
August 8.8044 8.6550 8.7155
September 8.7603 8.5192 8.6436
October 8.6518 8.5058 8.5881
November 8.7553 8.5030 8.6632
December 9.0013 8.8393 8.9218