2012 HRK to SOS Historical Review

YEARLY HIGH

289.0534 SOS

YEARLY LOW

262.0999 SOS

YEARLY AVERAGE

277.2077 SOS

2012 HRK to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 289.0534. Conversely, the yearly low was recorded on July 24, dropping to 262.0999.

This high-to-low spread represents a total annual volatility of 26.9534 SOS. From a start-to-finish perspective, comparing the January average rate of 278.1306 to the December average rate of 280.9111, the exchange rate registered a net change of 1.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 289.0534 was down 10.43% compared to the 2011 peak of 322.7236, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,445,267 SOS

2011 Average 1,511,012 SOS

Yearly Trough Low 1,310,500 SOS

Transaction Impact: A difference of 134,767.14 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

286.9916

263.7632

JanuMarcMayJulySeptNove

HRK to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 279.1861, compared to 275.2293 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.9568 points.

H1 Avg (Jan–Jun) 279.1861

H2 Avg (Jul–Dec) 275.2293

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 21.0576 SOS (High: 286.9259 / Low: 265.8684). On the other end, November was the most stable month, with a tight range of 5.7559 SOS (High: 278.2013 / Low: 272.4454).

May Spread (Volatile) ±21.0576

November Spread (Stable) ±5.7559

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 10.0685 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -10.0685

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 284.7562) against the same month in 2011 (average: 303.6231), the exchange rate shifted by -18.8670 (-6.21%).

2012 Avg (March) 284.7562

2011 Avg (March) 303.6231

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	283.1307	272.4672	278.1306
February	288.8304	279.3828	283.4296
March	289.0534	279.7317	284.7562
April	288.9837	281.2995	285.0559
May	286.9259	265.8684	274.9874
June	272.9139	262.9326	268.7567
July	272.6658	262.0999	265.6989
August	273.9816	264.7085	269.0066
September	287.7246	273.1484	281.1339
October	282.5378	276.0959	279.9797
November	278.2013	272.4454	274.6456
December	284.8760	277.4587	280.9111