YEARLY HIGH
84.9131 SOS
YEARLY LOW
79.3112 SOS
YEARLY AVERAGE
81.7299 SOS

2023 HRK to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the HRK to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 17, valuing the pair at 84.9131. Conversely, the yearly low was recorded on October 3, dropping to 79.3112.

This high-to-low spread represents a total annual volatility of 5.6020 SOS. From a start-to-finish perspective, comparing the January average rate of 81.4333 to the December average rate of 82.8592, the exchange rate registered a net change of 1.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 84.9131 was down 4.57% compared to the 2022 peak of 88.9761, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 424,566 SOS
2022 Average 402,518 SOS
Yearly Trough Low 396,556 SOS
Transaction Impact: A difference of 28,009.86 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

83.7999
79.7055
JanuMarcMayJulySeptNove

HRK to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 81.5496, compared to 81.9102 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3606 points.

H1 Avg (Jan–Jun) 81.5496
H2 Avg (Jul–Dec) 81.9102

Volatility Range Comparison

Volatility

The most volatile month in 2023 was February, with a trading range of 3.5507 SOS (High: 83.0702 / Low: 79.5195). On the other end, October was the most stable month, with a tight range of 1.5768 SOS (High: 80.8880 / Low: 79.3112).

February Spread (Volatile) ±3.5507
October Spread (Stable) ±1.5768

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.6289 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.6289

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2023: 83.4587) against the same month in 2022 (average: 78.1072), the exchange rate shifted by +5.3515 (+6.85%).

2023 Avg (July) 83.4587
2022 Avg (July) 78.1072

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 82.4651 79.4661 81.4333
February 83.0702 79.5195 80.7321
March 82.3460 79.3491 80.7073
April 83.3783 81.4153 82.6374
May 83.5644 80.6549 81.9598
June 82.9874 80.7477 81.8276
July 84.9131 81.9159 83.4587
August 83.2382 81.5734 82.4015
September 81.6390 79.6261 80.7727
October 80.8880 79.3112 80.0467
November 83.4601 80.2009 81.9221
December 84.2209 81.5519 82.8592