YEARLY HIGH
84.8628 SOS
YEARLY LOW
78.5183 SOS
YEARLY AVERAGE
82.0380 SOS

2024 HRK to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 24, valuing the pair at 84.8628. Conversely, the yearly low was recorded on December 18, dropping to 78.5183.

This high-to-low spread represents a total annual volatility of 6.3446 SOS. From a start-to-finish perspective, comparing the January average rate of 82.6982 to the December average rate of 79.4037, the exchange rate registered a net change of -3.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 84.8628 was down 0.06% compared to the 2023 peak of 84.9131, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 424,314 SOS
2023 Average 408,687 SOS
Yearly Trough Low 392,591 SOS
Transaction Impact: A difference of 31,722.84 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

84.7362
78.9189
JanuMarcMayJulySeptNove

HRK to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 81.9698, compared to 82.1063 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1365 points.

H1 Avg (Jan–Jun) 81.9698
H2 Avg (Jul–Dec) 82.1063

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 3.8809 SOS (High: 82.8883 / Low: 79.0074). On the other end, February was the most stable month, with a tight range of 1.2811 SOS (High: 82.5129 / Low: 81.2318).

November Spread (Volatile) ±3.8809
February Spread (Stable) ±1.2811

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.0667 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -2.0667

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 84.2514) against the same month in 2023 (average: 80.7727), the exchange rate shifted by +3.4787 (+4.31%).

2024 Avg (September) 84.2514
2023 Avg (September) 80.7727

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 83.9492 81.8554 82.6982
February 82.5129 81.2318 81.8975
March 83.0747 81.6070 82.3935
April 82.3653 80.5288 81.2857
May 82.5574 81.1431 81.9442
June 82.6663 80.9322 81.5994
July 82.9419 81.2960 82.2653
August 84.8239 81.7512 83.4605
September 84.8628 83.4746 84.2514
October 83.8516 81.7330 82.6618
November 82.8883 79.0074 80.5950
December 80.2920 78.5183 79.4037