2026 HRK to SOS Historical Review

YEARLY HIGH

90.9029 SOS

YEARLY LOW

86.0998 SOS

YEARLY AVERAGE

88.0282 SOS

2026 HRK to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 90.9029. Conversely, the yearly low was recorded on June 25, dropping to 86.0998.

This high-to-low spread represents a total annual volatility of 4.8031 SOS. From a start-to-finish perspective, comparing the January average rate of 88.8897 to the December average rate of 87.3423, the exchange rate registered a net change of -1.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 90.9029 was down 1.30% compared to the 2025 peak of 92.0975, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 454,514 SOS

2025 Average 428,666 SOS

Yearly Trough Low 430,499 SOS

Transaction Impact: A difference of 24,015.48 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

89.8316

86.2792

JanuMarcMayJuly

HRK to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 88.3846, compared to 86.9588 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4258 points.

H1 Avg (Jan–Jun) 88.3846

H2 Avg (Jul–Dec) 86.9588

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 2.9890 SOS (High: 90.9029 / Low: 87.9139). On the other end, August was the most stable month, with a tight range of 0.3272 SOS (High: 87.5210 / Low: 87.1938).

January Spread (Volatile) ±2.9890

August Spread (Stable) ±0.3272

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.9860 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.9860

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 88.8897) against the same month in 2025 (average: 78.4977), the exchange rate shifted by +10.3921 (+13.24%).

2026 Avg (January) 88.8897

2025 Avg (January) 78.4977

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	90.9029	87.9139	88.8897
February	90.4553	89.0085	89.5355
March	88.9611	86.4389	87.5495
April	89.5590	87.1062	88.6562
May	88.8293	88.1929	88.3890
June	88.3240	86.0998	87.2877
July	86.9671	86.1998	86.5752
August	87.5210	87.1938	87.3423