2014 HRK to SOS Historical Review

YEARLY HIGH

204.7656 SOS

YEARLY LOW

113.8970 SOS

YEARLY AVERAGE

159.3240 SOS

2014 HRK to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 204.7656. Conversely, the yearly low was recorded on December 17, dropping to 113.8970.

This high-to-low spread represents a total annual volatility of 90.8686 SOS. From a start-to-finish perspective, comparing the January average rate of 197.2144 to the December average rate of 117.3267, the exchange rate registered a net change of -40.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 204.7656 was down 29.14% compared to the 2013 peak of 288.9893, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,023,828 SOS

2013 Average 1,230,841 SOS

Yearly Trough Low 569,485 SOS

Transaction Impact: A difference of 454,342.91 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

205.2031

109.3380

JanuMarcMayJulySeptNove

HRK to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 182.1418, compared to 136.5062 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 45.6356 points.

H1 Avg (Jan–Jun) 182.1418

H2 Avg (Jul–Dec) 136.5062

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 17.5433 SOS (High: 166.6402 / Low: 149.0968). On the other end, April was the most stable month, with a tight range of 3.3237 SOS (High: 179.3245 / Low: 176.0008).

July Spread (Volatile) ±17.5433

April Spread (Stable) ±3.3237

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 13.1003 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -13.1003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 197.2144) against the same month in 2013 (average: 280.8411), the exchange rate shifted by -83.6268 (-29.78%).

2014 Avg (January) 197.2144

2013 Avg (January) 280.8411

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	204.7656	191.3249	197.2144
February	193.7165	186.8180	190.7108
March	188.5481	176.9078	183.7780
April	179.3245	176.0008	177.6536
May	178.2518	170.0248	175.4448
June	171.0929	165.8056	168.0490
July	166.6402	149.0968	160.3986
August	149.4226	144.5957	147.2984
September	145.1258	127.8520	138.8620
October	130.6885	126.6099	129.0832
November	128.4371	121.2381	126.0683
December	122.1181	113.8970	117.3267