YEARLY HIGH
88.9761 SOS
YEARLY LOW
72.4435 SOS
YEARLY AVERAGE
80.5451 SOS

2022 HRK to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 88.9761. Conversely, the yearly low was recorded on September 27, dropping to 72.4435.

This high-to-low spread represents a total annual volatility of 16.5326 SOS. From a start-to-finish perspective, comparing the January average rate of 87.5225 to the December average rate of 79.8407, the exchange rate registered a net change of -8.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 88.9761 was down 6.24% compared to the 2021 peak of 94.8936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 444,880 SOS
2021 Average 456,518 SOS
Yearly Trough Low 362,218 SOS
Transaction Impact: A difference of 82,662.94 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

88.8616
72.9042
JanuMarcMayJulySeptNove

HRK to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 84.2609, compared to 76.8293 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 7.4316 points.

H1 Avg (Jan–Jun) 84.2609
H2 Avg (Jul–Dec) 76.8293

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 5.1027 SOS (High: 85.3215 / Low: 80.2188). On the other end, December was the most stable month, with a tight range of 2.0581 SOS (High: 80.8696 / Low: 78.8115).

April Spread (Volatile) ±5.1027
December Spread (Stable) ±2.0581

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 3.4162 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -3.4162

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 87.5318) against the same month in 2021 (average: 92.7990), the exchange rate shifted by -5.2672 (-5.68%).

2022 Avg (February) 87.5318
2021 Avg (February) 92.7990

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 88.8180 85.9383 87.5225
February 88.9761 85.5067 87.5318
March 85.8055 83.4686 84.5991
April 85.3215 80.2188 82.9485
May 82.9952 79.9304 81.4400
June 83.1171 80.2236 81.5234
July 80.1663 76.6147 78.1072
August 79.1703 75.1881 76.9335
September 76.4769 72.4435 74.8532
October 76.1738 73.2480 74.2340
November 78.5550 73.4861 77.0073
December 80.8696 78.8115 79.8407