2019 HRK to SOS Historical Review

YEARLY HIGH

90.2778 SOS

YEARLY LOW

85.0569 SOS

YEARLY AVERAGE

87.5169 SOS

2019 HRK to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 90.2778. Conversely, the yearly low was recorded on October 1, dropping to 85.0569.

This high-to-low spread represents a total annual volatility of 5.2209 SOS. From a start-to-finish perspective, comparing the January average rate of 89.2032 to the December average rate of 86.5730, the exchange rate registered a net change of -2.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 90.2778 was down 7.73% compared to the 2018 peak of 97.8370, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 451,389 SOS

2018 Average 460,791 SOS

Yearly Trough Low 425,284 SOS

Transaction Impact: A difference of 26,104.48 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

89.5163

85.7589

JanuMarcMayJulySeptNove

HRK to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 88.3439, compared to 86.6899 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.6540 points.

H1 Avg (Jan–Jun) 88.3439

H2 Avg (Jul–Dec) 86.6899

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 2.4319 SOS (High: 89.6987 / Low: 87.2668). On the other end, November was the most stable month, with a tight range of 1.1363 SOS (High: 86.6673 / Low: 85.5310).

June Spread (Volatile) ±2.4319

November Spread (Stable) ±1.1363

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.0160 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.0160

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 89.2032) against the same month in 2018 (average: 95.1548), the exchange rate shifted by -5.9517 (-6.25%).

2019 Avg (January) 89.2032

2018 Avg (January) 95.1548

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	90.2778	88.2321	89.2032
February	89.8683	88.0850	88.7182
March	89.4319	87.3853	88.3006
April	88.2116	86.7403	87.6071
May	88.5528	86.7732	87.6237
June	89.6987	87.2668	88.6109
July	89.0040	86.8371	88.0663
August	88.0297	85.8175	87.0502
September	86.8859	85.2576	86.1781
October	87.0576	85.0569	86.2000
November	86.6673	85.5310	86.0720
December	87.3561	85.6898	86.5730