2014 HTG to KES Historical Review

YEARLY HIGH

2.2272 KES

YEARLY LOW

1.8982 KES

YEARLY AVERAGE

1.9768 KES

2014 HTG to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HTG to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 2.2272. Conversely, the yearly low was recorded on March 13, dropping to 1.8982.

This high-to-low spread represents a total annual volatility of 0.3290 KES. From a start-to-finish perspective, comparing the January average rate of 2.0101 to the December average rate of 1.9444, the exchange rate registered a net change of -3.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.2272 was down 0.32% compared to the 2013 peak of 2.2344, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 11,136 KES

2013 Average 10,126 KES

Yearly Trough Low 9,491 KES

Transaction Impact: A difference of 1,645.05 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.1610

1.9222

JanuMarcMayJulySeptNove

HTG to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9892, compared to 1.9644 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0248 points.

H1 Avg (Jan–Jun) 1.9892

H2 Avg (Jul–Dec) 1.9644

Volatility Range Comparison

Volatility

The most volatile month in 2014 was February, with a trading range of 0.2602 KES (High: 2.2272 / Low: 1.9670). On the other end, December was the most stable month, with a tight range of 0.0129 KES (High: 1.9523 / Low: 1.9394).

February Spread (Volatile) ±0.2602

December Spread (Stable) ±0.0129

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1849 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1849

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2014: 2.1411) against the same month in 2013 (average: 2.0549), the exchange rate shifted by +0.0863 (+4.20%).

2014 Avg (February) 2.1411

2013 Avg (February) 2.0549

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0828	1.9748	2.0101
February	2.2272	1.9670	2.1411
March	2.0020	1.8982	1.9562
April	1.9597	1.9347	1.9427
May	1.9588	1.9330	1.9428
June	1.9576	1.9273	1.9421
July	1.9638	1.9407	1.9556
August	1.9825	1.9425	1.9626
September	2.0011	1.9674	1.9830
October	2.0125	1.9758	1.9890
November	1.9973	1.9353	1.9518
December	1.9523	1.9394	1.9444