YEARLY HIGH
1.5395 KES
YEARLY LOW
1.0965 KES
YEARLY AVERAGE
1.2387 KES

2021 HTG to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 1.5395. Conversely, the yearly low was recorded on October 10, dropping to 1.0965.

This high-to-low spread represents a total annual volatility of 0.4429 KES. From a start-to-finish perspective, comparing the January average rate of 1.5069 to the December average rate of 1.1229, the exchange rate registered a net change of -25.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.5395 was down 11.74% compared to the 2020 peak of 1.7443, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 7,697 KES
2020 Average 5,919 KES
Yearly Trough Low 5,483 KES
Transaction Impact: A difference of 2,214.66 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5460
1.0767
JanuMarcMayJulySeptNove

HTG to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3502, compared to 1.1273 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2228 points.

H1 Avg (Jan–Jun) 1.3502
H2 Avg (Jul–Dec) 1.1273

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1079 KES (High: 1.3665 / Low: 1.2586). On the other end, November was the most stable month, with a tight range of 0.0187 KES (High: 1.1432 / Low: 1.1244).

April Spread (Volatile) ±0.1079
November Spread (Stable) ±0.0187

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0964 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0964

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.5069) against the same month in 2020 (average: 1.0293), the exchange rate shifted by +0.4776 (+46.40%).

2021 Avg (January) 1.5069
2020 Avg (January) 1.0293

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5395 1.4857 1.5069
February 1.5308 1.4430 1.4874
March 1.4552 1.3637 1.4030
April 1.3665 1.2586 1.3148
May 1.2623 1.1729 1.2184
June 1.2064 1.1461 1.1706
July 1.1900 1.1293 1.1453
August 1.1625 1.1028 1.1240
September 1.1479 1.1032 1.1222
October 1.1324 1.0965 1.1158
November 1.1432 1.1244 1.1338
December 1.1427 1.1061 1.1229