2020 HTG to KES Historical Review

YEARLY HIGH

1.7443 KES

YEARLY LOW

0.9583 KES

YEARLY AVERAGE

1.1832 KES

2020 HTG to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HTG to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 1.7443. Conversely, the yearly low was recorded on September 6, dropping to 0.9583.

This high-to-low spread represents a total annual volatility of 0.7861 KES. From a start-to-finish perspective, comparing the January average rate of 1.0293 to the December average rate of 1.5817, the exchange rate registered a net change of 53.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.7443 was up 31.73% compared to the 2019 peak of 1.3242, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 8,722 KES

2019 Average 5,674 KES

Yearly Trough Low 4,791 KES

Transaction Impact: A difference of 3,930.45 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.7871

0.8914

JanuMarcMayJulySeptNove

HTG to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0428, compared to 1.3236 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2807 points.

H1 Avg (Jan–Jun) 1.0428

H2 Avg (Jul–Dec) 1.3236

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.1836 KES (High: 1.6859 / Low: 1.5023). On the other end, July was the most stable month, with a tight range of 0.0128 KES (High: 0.9785 / Low: 0.9656).

December Spread (Volatile) ±0.1836

July Spread (Stable) ±0.0128

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1217 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1217

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 1.7124) against the same month in 2019 (average: 1.0790), the exchange rate shifted by +0.6334 (+58.70%).

2020 Avg (October) 1.7124

2019 Avg (October) 1.0790

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0649	1.0099	1.0293
February	1.1452	0.9973	1.0340
March	1.1452	1.0812	1.1015
April	1.1235	1.0919	1.1042
May	1.0256	0.9775	1.0036
June	0.9959	0.9691	0.9843
July	0.9785	0.9656	0.9737
August	0.9759	0.9587	0.9660
September	1.0308	0.9583	1.0041
October	1.7443	1.6114	1.7124
November	1.7351	1.6636	1.7034
December	1.6859	1.5023	1.5817