2015 HTG to KES Historical Review

YEARLY HIGH

2.0584 KES

YEARLY LOW

1.7787 KES

YEARLY AVERAGE

1.9380 KES

2015 HTG to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HTG to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on June 23, valuing the pair at 2.0584. Conversely, the yearly low was recorded on July 24, dropping to 1.7787.

This high-to-low spread represents a total annual volatility of 0.2797 KES. From a start-to-finish perspective, comparing the January average rate of 1.9622 to the December average rate of 1.8105, the exchange rate registered a net change of -7.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.0584 was down 7.58% compared to the 2014 peak of 2.2272, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 10,292 KES

2014 Average 9,878 KES

Yearly Trough Low 8,893 KES

Transaction Impact: A difference of 1,398.39 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.0604

1.7878

JanuMarcMayJulySeptNove

HTG to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9836, compared to 1.8924 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0912 points.

H1 Avg (Jan–Jun) 1.9836

H2 Avg (Jul–Dec) 1.8924

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.1895 KES (High: 1.9914 / Low: 1.8019). On the other end, February was the most stable month, with a tight range of 0.0167 KES (High: 1.9708 / Low: 1.9541).

August Spread (Volatile) ±0.1895

February Spread (Stable) ±0.0167

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1923 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1923

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 2.0377) against the same month in 2014 (average: 1.9421), the exchange rate shifted by +0.0956 (+4.92%).

2015 Avg (June) 2.0377

2014 Avg (June) 1.9421

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9781	1.9429	1.9622
February	1.9708	1.9541	1.9629
March	1.9788	1.9363	1.9539
April	1.9870	1.9426	1.9659
May	2.0562	1.9936	2.0190
June	2.0584	2.0093	2.0377
July	1.9072	1.7787	1.8453
August	1.9914	1.8019	1.9187
September	2.0095	1.9699	1.9908
October	1.9729	1.8853	1.9202
November	1.8934	1.8364	1.8689
December	1.8344	1.7971	1.8105