2012 ILS to SAR Historical Review

YEARLY HIGH

1.0114 SAR

YEARLY LOW

0.9193 SAR

YEARLY AVERAGE

0.9737 SAR

2012 ILS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ILS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 8, valuing the pair at 1.0114. Conversely, the yearly low was recorded on July 26, dropping to 0.9193.

This high-to-low spread represents a total annual volatility of 0.0921 SAR. From a start-to-finish perspective, comparing the January average rate of 0.9847 to the December average rate of 0.9927, the exchange rate registered a net change of 0.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0114 was down 9.28% compared to the 2011 peak of 1.1149, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 5,057 SAR

2011 Average 5,247 SAR

Yearly Trough Low 4,596 SAR

Transaction Impact: A difference of 460.33 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0104

0.9278

JanuMarcMayJulySeptNove

ILS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9884, compared to 0.9591 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0292 points.

H1 Avg (Jan–Jun) 0.9884

H2 Avg (Jul–Dec) 0.9591

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0400 SAR (High: 0.9593 / Low: 0.9193). On the other end, April was the most stable month, with a tight range of 0.0112 SAR (High: 1.0073 / Low: 0.9961).

July Spread (Volatile) ±0.0400

April Spread (Stable) ±0.0112

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0235 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0235

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 1.0035) against the same month in 2011 (average: 1.0245), the exchange rate shifted by -0.0210 (-2.05%).

2012 Avg (February) 1.0035

2011 Avg (February) 1.0245

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0040	0.9729	0.9847
February	1.0114	0.9935	1.0035
March	1.0089	0.9839	0.9967
April	1.0073	0.9961	1.0007
May	0.9962	0.9630	0.9804
June	0.9733	0.9508	0.9642
July	0.9593	0.9193	0.9407
August	0.9465	0.9252	0.9346
September	0.9639	0.9321	0.9515
October	0.9869	0.9590	0.9734
November	0.9826	0.9453	0.9619
December	1.0063	0.9793	0.9927