2019 ILS to SAR Historical Review

YEARLY HIGH

1.0860 SAR

YEARLY LOW

0.9962 SAR

YEARLY AVERAGE

1.0529 SAR

2019 ILS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the ILS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.0860. Conversely, the yearly low was recorded on January 1, dropping to 0.9962.

This high-to-low spread represents a total annual volatility of 0.0898 SAR. From a start-to-finish perspective, comparing the January average rate of 1.0174 to the December average rate of 1.0796, the exchange rate registered a net change of 6.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.0860 was down 1.81% compared to the 2018 peak of 1.1060, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 5,430 SAR

2018 Average 5,221 SAR

Yearly Trough Low 4,981 SAR

Transaction Impact: A difference of 448.93 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.0858

1.0112

JanuMarcMayJulySeptNove

ILS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0367, compared to 1.0692 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0325 points.

H1 Avg (Jan–Jun) 1.0367

H2 Avg (Jul–Dec) 1.0692

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0367 SAR (High: 1.0329 / Low: 0.9962). On the other end, March was the most stable month, with a tight range of 0.0111 SAR (High: 1.0430 / Low: 1.0319).

January Spread (Volatile) ±0.0367

March Spread (Stable) ±0.0111

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0031 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 1.0796) against the same month in 2018 (average: 0.9994), the exchange rate shifted by +0.0801 (+8.02%).

2019 Avg (December) 1.0796

2018 Avg (December) 0.9994

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0329	0.9962	1.0174
February	1.0399	1.0263	1.0344
March	1.0430	1.0319	1.0366
April	1.0524	1.0328	1.0437
May	1.0538	1.0324	1.0448
June	1.0549	1.0337	1.0431
July	1.0734	1.0492	1.0580
August	1.0795	1.0577	1.0689
September	1.0791	1.0571	1.0658
October	1.0785	1.0585	1.0664
November	1.0851	1.0637	1.0763
December	1.0860	1.0725	1.0796