2015 ILS to SAR Historical Review

YEARLY HIGH

0.9996 SAR

YEARLY LOW

0.9267 SAR

YEARLY AVERAGE

0.9656 SAR

2015 ILS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ILS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 0.9996. Conversely, the yearly low was recorded on March 22, dropping to 0.9267.

This high-to-low spread represents a total annual volatility of 0.0729 SAR. From a start-to-finish perspective, comparing the January average rate of 0.9519 to the December average rate of 0.9689, the exchange rate registered a net change of 1.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9996 was down 9.07% compared to the 2014 peak of 1.0993, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 4,998 SAR

2014 Average 5,252 SAR

Yearly Trough Low 4,633 SAR

Transaction Impact: A difference of 364.68 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9948

0.9324

JanuMarcMayJulySeptNove

ILS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9597, compared to 0.9715 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0117 points.

H1 Avg (Jan–Jun) 0.9597

H2 Avg (Jul–Dec) 0.9715

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0400 SAR (High: 0.9941 / Low: 0.9541). On the other end, July was the most stable month, with a tight range of 0.0164 SAR (High: 0.9964 / Low: 0.9800).

August Spread (Volatile) ±0.0400

July Spread (Stable) ±0.0164

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0257 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0257

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 0.9814) against the same month in 2014 (average: 1.0864), the exchange rate shifted by -0.1050 (-9.67%).

2015 Avg (June) 0.9814

2014 Avg (June) 1.0864

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9611	0.9387	0.9519
February	0.9752	0.9420	0.9632
March	0.9541	0.9267	0.9376
April	0.9714	0.9403	0.9534
May	0.9840	0.9645	0.9709
June	0.9996	0.9691	0.9814
July	0.9964	0.9800	0.9896
August	0.9941	0.9541	0.9775
September	0.9697	0.9503	0.9587
October	0.9808	0.9531	0.9698
November	0.9716	0.9546	0.9642
December	0.9818	0.9624	0.9689