2014 ILS to SAR Historical Review

YEARLY HIGH

1.0993 SAR

YEARLY LOW

0.9432 SAR

YEARLY AVERAGE

1.0505 SAR

2014 ILS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ILS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 15, valuing the pair at 1.0993. Conversely, the yearly low was recorded on December 7, dropping to 0.9432.

This high-to-low spread represents a total annual volatility of 0.1561 SAR. From a start-to-finish perspective, comparing the January average rate of 1.0736 to the December average rate of 0.9547, the exchange rate registered a net change of -11.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.0993 was up 1.79% compared to the 2013 peak of 1.0800, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 5,497 SAR

2013 Average 5,197 SAR

Yearly Trough Low 4,716 SAR

Transaction Impact: A difference of 780.66 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.1094

0.9406

JanuMarcMayJulySeptNove

ILS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0778, compared to 1.0232 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0545 points.

H1 Avg (Jan–Jun) 1.0778

H2 Avg (Jul–Dec) 1.0232

Volatility Range Comparison

Volatility

The most volatile month in 2014 was August, with a trading range of 0.0502 SAR (High: 1.0991 / Low: 1.0489). On the other end, April was the most stable month, with a tight range of 0.0065 SAR (High: 1.0829 / Low: 1.0764).

August Spread (Volatile) ±0.0502

April Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0405 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0405

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 1.0953) against the same month in 2013 (average: 1.0411), the exchange rate shifted by +0.0542 (+5.20%).

2014 Avg (July) 1.0953

2013 Avg (July) 1.0411

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0803	1.0682	1.0736
February	1.0736	1.0610	1.0668
March	1.0839	1.0721	1.0783
April	1.0829	1.0764	1.0791
May	1.0883	1.0758	1.0823
June	1.0950	1.0784	1.0864
July	1.0993	1.0908	1.0953
August	1.0991	1.0489	1.0722
September	1.0497	1.0191	1.0316
October	1.0242	0.9896	1.0063
November	0.9897	0.9635	0.9793
December	0.9626	0.9432	0.9547