2021 ILS to SAR Historical Review

YEARLY HIGH

1.2191 SAR

YEARLY LOW

1.1240 SAR

YEARLY AVERAGE

1.1610 SAR

2021 ILS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ILS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 1.2191. Conversely, the yearly low was recorded on March 8, dropping to 1.1240.

This high-to-low spread represents a total annual volatility of 0.0950 SAR. From a start-to-finish perspective, comparing the January average rate of 1.1609 to the December average rate of 1.1978, the exchange rate registered a net change of 3.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2191 was up 4.42% compared to the 2020 peak of 1.1675, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 6,095 SAR

2020 Average 5,459 SAR

Yearly Trough Low 5,620 SAR

Transaction Impact: A difference of 475.21 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2089

1.1238

JanuMarcMayJulySeptNove

ILS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1474, compared to 1.1746 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0272 points.

H1 Avg (Jan–Jun) 1.1474

H2 Avg (Jul–Dec) 1.1746

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0554 SAR (High: 1.1982 / Low: 1.1427). On the other end, September was the most stable month, with a tight range of 0.0101 SAR (High: 1.1726 / Low: 1.1625).

January Spread (Volatile) ±0.0554

September Spread (Stable) ±0.0101

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0153 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0153

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.2018) against the same month in 2020 (average: 1.1166), the exchange rate shifted by +0.0852 (+7.63%).

2021 Avg (November) 1.2018

2020 Avg (November) 1.1166

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1982	1.1427	1.1609
February	1.1578	1.1320	1.1456
March	1.1393	1.1240	1.1309
April	1.1583	1.1248	1.1435
May	1.1566	1.1402	1.1507
June	1.1578	1.1438	1.1526
July	1.1622	1.1367	1.1465
August	1.1706	1.1545	1.1631
September	1.1726	1.1625	1.1700
October	1.1879	1.1579	1.1680
November	1.2191	1.1777	1.2018
December	1.2124	1.1841	1.1978