2013 ILS to SAR Historical Review

YEARLY HIGH

1.0800 SAR

YEARLY LOW

0.9925 SAR

YEARLY AVERAGE

1.0393 SAR

2013 ILS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ILS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.0800. Conversely, the yearly low was recorded on January 9, dropping to 0.9925.

This high-to-low spread represents a total annual volatility of 0.0875 SAR. From a start-to-finish perspective, comparing the January average rate of 1.0036 to the December average rate of 1.0707, the exchange rate registered a net change of 6.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.0800 was up 6.79% compared to the 2012 peak of 1.0114, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 5,400 SAR

2012 Average 4,868 SAR

Yearly Trough Low 4,962 SAR

Transaction Impact: A difference of 437.57 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.0775

0.9969

JanuMarcMayJulySeptNove

ILS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0231, compared to 1.0555 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0324 points.

H1 Avg (Jan–Jun) 1.0231

H2 Avg (Jul–Dec) 1.0555

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0428 SAR (High: 1.0710 / Low: 1.0282). On the other end, November was the most stable month, with a tight range of 0.0121 SAR (High: 1.0652 / Low: 1.0531).

September Spread (Volatile) ±0.0428

November Spread (Stable) ±0.0121

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0028 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.0707) against the same month in 2012 (average: 0.9927), the exchange rate shifted by +0.0781 (+7.87%).

2013 Avg (December) 1.0707

2012 Avg (December) 0.9927

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0092	0.9925	1.0036
February	1.0206	1.0061	1.0152
March	1.0331	1.0041	1.0188
April	1.0441	1.0287	1.0355
May	1.0547	1.0124	1.0327
June	1.0441	1.0159	1.0330
July	1.0515	1.0243	1.0411
August	1.0619	1.0271	1.0492
September	1.0710	1.0282	1.0512
October	1.0663	1.0522	1.0601
November	1.0652	1.0531	1.0606
December	1.0800	1.0636	1.0707