2020 ILS to SAR Historical Review

YEARLY HIGH

1.1675 SAR

YEARLY LOW

0.9776 SAR

YEARLY AVERAGE

1.0918 SAR

2020 ILS to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ILS to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.1675. Conversely, the yearly low was recorded on March 17, dropping to 0.9776.

This high-to-low spread represents a total annual volatility of 0.1898 SAR. From a start-to-finish perspective, comparing the January average rate of 1.0843 to the December average rate of 1.1560, the exchange rate registered a net change of 6.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1675 was up 7.51% compared to the 2019 peak of 1.0860, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 5,837 SAR

2019 Average 5,265 SAR

Yearly Trough Low 4,888 SAR

Transaction Impact: A difference of 949.22 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1670

1.0359

JanuMarcMayJulySeptNove

ILS to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0719, compared to 1.1117 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0398 points.

H1 Avg (Jan–Jun) 1.0719

H2 Avg (Jul–Dec) 1.1117

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1125 SAR (High: 1.0901 / Low: 0.9776). On the other end, January was the most stable month, with a tight range of 0.0080 SAR (High: 1.0879 / Low: 1.0799).

March Spread (Volatile) ±0.1125

January Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0456 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0456

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.1560) against the same month in 2019 (average: 1.0796), the exchange rate shifted by +0.0765 (+7.08%).

2020 Avg (December) 1.1560

2019 Avg (December) 1.0796

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0879	1.0799	1.0843
February	1.1010	1.0744	1.0925
March	1.0901	0.9776	1.0468
April	1.0803	1.0316	1.0538
May	1.0729	1.0597	1.0680
June	1.0952	1.0741	1.0862
July	1.1021	1.0850	1.0930
August	1.1183	1.0977	1.1037
September	1.1180	1.0775	1.0956
October	1.1115	1.0935	1.1053
November	1.1348	1.0989	1.1166
December	1.1675	1.1403	1.1560