2011 ISK to HRK Historical Review

YEARLY HIGH

0.0485 HRK

YEARLY LOW

0.0443 HRK

YEARLY AVERAGE

0.0461 HRK

2011 ISK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the ISK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 0.0485. Conversely, the yearly low was recorded on June 19, dropping to 0.0443.

This high-to-low spread represents a total annual volatility of 0.0042 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0475 to the December average rate of 0.0472, the exchange rate registered a net change of -0.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2011 high of 0.0485 was down 0.44% compared to the 2010 peak of 0.0487, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 243 HRK

2010 Average 226 HRK

Yearly Trough Low 222 HRK

Transaction Impact: A difference of 21.08 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

0.0478

0.0444

JanuMarcMayJulySeptNove

ISK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0458, compared to 0.0464 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0458

H2 Avg (Jul–Dec) 0.0464

Volatility Range Comparison

Volatility

The most volatile month in 2011 was January, with a trading range of 0.0022 HRK (High: 0.0485 / Low: 0.0464). On the other end, July was the most stable month, with a tight range of 0.0005 HRK (High: 0.0452 / Low: 0.0446).

January Spread (Volatile) ±0.0022

July Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0009 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2011: 0.0475) against the same month in 2010 (average: 0.0406), the exchange rate shifted by +0.0068 (+16.85%).

2011 Avg (January) 0.0475

2010 Avg (January) 0.0406

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0485	0.0464	0.0475
February	0.0471	0.0461	0.0466
March	0.0464	0.0454	0.0458
April	0.0455	0.0447	0.0451
May	0.0454	0.0447	0.0451
June	0.0451	0.0443	0.0447
July	0.0452	0.0446	0.0449
August	0.0458	0.0447	0.0455
September	0.0472	0.0459	0.0467
October	0.0477	0.0466	0.0470
November	0.0477	0.0465	0.0472
December	0.0476	0.0470	0.0472