2013 ISK to HRK Historical Review

YEARLY HIGH

0.0498 HRK

YEARLY LOW

0.0437 HRK

YEARLY AVERAGE

0.0468 HRK

2013 ISK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ISK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 24, valuing the pair at 0.0498. Conversely, the yearly low was recorded on January 30, dropping to 0.0437.

This high-to-low spread represents a total annual volatility of 0.0061 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0443 to the December average rate of 0.0475, the exchange rate registered a net change of 7.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0498 was down 2.24% compared to the 2012 peak of 0.0510, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 249 HRK

2012 Average 234 HRK

Yearly Trough Low 218 HRK

Transaction Impact: A difference of 30.75 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0496

0.0438

JanuMarcMayJulySeptNove

ISK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0466, compared to 0.0469 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0466

H2 Avg (Jul–Dec) 0.0469

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0026 HRK (High: 0.0498 / Low: 0.0472). On the other end, October was the most stable month, with a tight range of 0.0007 HRK (High: 0.0467 / Low: 0.0459).

May Spread (Volatile) ±0.0026

October Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0017 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 0.0491) against the same month in 2012 (average: 0.0450), the exchange rate shifted by +0.0041 (+9.20%).

2013 Avg (April) 0.0491

2012 Avg (April) 0.0450

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0448	0.0437	0.0443
February	0.0460	0.0439	0.0445
March	0.0478	0.0460	0.0468
April	0.0498	0.0477	0.0491
May	0.0498	0.0472	0.0483
June	0.0474	0.0462	0.0467
July	0.0474	0.0461	0.0468
August	0.0477	0.0468	0.0473
September	0.0477	0.0464	0.0471
October	0.0467	0.0459	0.0463
November	0.0469	0.0461	0.0465
December	0.0481	0.0468	0.0475