2024 ISK to HRK Historical Review

YEARLY HIGH

0.0524 HRK

YEARLY LOW

0.0491 HRK

YEARLY AVERAGE

0.0505 HRK

2024 ISK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the ISK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0524. Conversely, the yearly low was recorded on September 4, dropping to 0.0491.

This high-to-low spread represents a total annual volatility of 0.0033 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0505 to the December average rate of 0.0519, the exchange rate registered a net change of 2.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0524 was down 1.24% compared to the 2023 peak of 0.0530, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 262 HRK

2023 Average 253 HRK

Yearly Trough Low 245 HRK

Transaction Impact: A difference of 16.43 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0521

0.0493

JanuMarcMayJulySeptNove

ISK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0504, compared to 0.0506 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0504

H2 Avg (Jul–Dec) 0.0506

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0017 HRK (High: 0.0522 / Low: 0.0505). On the other end, June was the most stable month, with a tight range of 0.0004 HRK (High: 0.0507 / Low: 0.0503).

November Spread (Volatile) ±0.0017

June Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.0519) against the same month in 2023 (average: 0.0501), the exchange rate shifted by +0.0018 (+3.64%).

2024 Avg (December) 0.0519

2023 Avg (December) 0.0501

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0512	0.0500	0.0505
February	0.0509	0.0503	0.0507
March	0.0510	0.0501	0.0505
April	0.0504	0.0499	0.0501
May	0.0507	0.0501	0.0502
June	0.0507	0.0503	0.0505
July	0.0506	0.0503	0.0504
August	0.0503	0.0493	0.0496
September	0.0501	0.0491	0.0495
October	0.0507	0.0503	0.0505
November	0.0522	0.0505	0.0514
December	0.0524	0.0514	0.0519