2022 ISK to HRK Historical Review

YEARLY HIGH

0.0554 HRK

YEARLY LOW

0.0495 HRK

YEARLY AVERAGE

0.0530 HRK

2022 ISK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the ISK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 30, valuing the pair at 0.0554. Conversely, the yearly low was recorded on December 24, dropping to 0.0495.

This high-to-low spread represents a total annual volatility of 0.0059 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0515 to the December average rate of 0.0501, the exchange rate registered a net change of -2.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0554 was up 7.45% compared to the 2021 peak of 0.0515, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 277 HRK

2021 Average 251 HRK

Yearly Trough Low 247 HRK

Transaction Impact: A difference of 29.31 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0549

0.0496

JanuMarcMayJulySeptNove

ISK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0534, compared to 0.0526 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0534

H2 Avg (Jul–Dec) 0.0526

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0025 HRK (High: 0.0525 / Low: 0.0500). On the other end, July was the most stable month, with a tight range of 0.0007 HRK (High: 0.0545 / Low: 0.0538).

November Spread (Volatile) ±0.0025

July Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0020 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2022: 0.0544) against the same month in 2021 (average: 0.0502), the exchange rate shifted by +0.0042 (+8.33%).

2022 Avg (May) 0.0544

2021 Avg (May) 0.0502

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0524	0.0509	0.0515
February	0.0536	0.0524	0.0531
March	0.0535	0.0518	0.0528
April	0.0551	0.0532	0.0541
May	0.0554	0.0538	0.0544
June	0.0550	0.0538	0.0543
July	0.0545	0.0538	0.0541
August	0.0542	0.0529	0.0535
September	0.0544	0.0528	0.0536
October	0.0540	0.0526	0.0532
November	0.0525	0.0500	0.0512
December	0.0508	0.0495	0.0501