2016 ISK to HRK Historical Review

YEARLY HIGH

0.0640 HRK

YEARLY LOW

0.0531 HRK

YEARLY AVERAGE

0.0565 HRK

2016 ISK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the ISK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 0.0640. Conversely, the yearly low was recorded on April 12, dropping to 0.0531.

This high-to-low spread represents a total annual volatility of 0.0109 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0542 to the December average rate of 0.0635, the exchange rate registered a net change of 17.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0640 was up 17.29% compared to the 2015 peak of 0.0545, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 320 HRK

2015 Average 260 HRK

Yearly Trough Low 266 HRK

Transaction Impact: A difference of 54.25 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0645

0.0523

JanuMarcMayJulySeptNove

ISK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0538, compared to 0.0592 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.0538

H2 Avg (Jul–Dec) 0.0592

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0027 HRK (High: 0.0634 / Low: 0.0607). On the other end, May was the most stable month, with a tight range of 0.0003 HRK (High: 0.0539 / Low: 0.0536).

November Spread (Volatile) ±0.0027

May Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0635) against the same month in 2015 (average: 0.0541), the exchange rate shifted by +0.0094 (+17.46%).

2016 Avg (December) 0.0635

2015 Avg (December) 0.0541

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0545	0.0540	0.0542
February	0.0545	0.0534	0.0537
March	0.0540	0.0534	0.0536
April	0.0536	0.0531	0.0534
May	0.0539	0.0536	0.0537
June	0.0551	0.0536	0.0542
July	0.0562	0.0549	0.0555
August	0.0575	0.0558	0.0565
September	0.0587	0.0576	0.0582
October	0.0606	0.0585	0.0596
November	0.0634	0.0607	0.0620
December	0.0640	0.0629	0.0635