2014 ISK to HRK Historical Review

YEARLY HIGH

0.0503 HRK

YEARLY LOW

0.0478 HRK

YEARLY AVERAGE

0.0493 HRK

2014 ISK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ISK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 4, valuing the pair at 0.0503. Conversely, the yearly low was recorded on January 11, dropping to 0.0478.

This high-to-low spread represents a total annual volatility of 0.0025 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0484 to the December average rate of 0.0497, the exchange rate registered a net change of 2.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0503 was up 0.94% compared to the 2013 peak of 0.0498, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 252 HRK

2013 Average 234 HRK

Yearly Trough Low 239 HRK

Transaction Impact: A difference of 12.30 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0502

0.0482

JanuMarcMayJulySeptNove

ISK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0490, compared to 0.0496 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0490

H2 Avg (Jul–Dec) 0.0496

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0011 HRK (High: 0.0502 / Low: 0.0491). On the other end, June was the most stable month, with a tight range of 0.0003 HRK (High: 0.0492 / Low: 0.0489).

November Spread (Volatile) ±0.0011

June Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 0.0500) against the same month in 2013 (average: 0.0463), the exchange rate shifted by +0.0038 (+8.14%).

2014 Avg (October) 0.0500

2013 Avg (October) 0.0463

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0489	0.0478	0.0484
February	0.0493	0.0486	0.0491
March	0.0494	0.0488	0.0491
April	0.0493	0.0489	0.0492
May	0.0494	0.0488	0.0491
June	0.0492	0.0489	0.0490
July	0.0495	0.0490	0.0492
August	0.0497	0.0492	0.0494
September	0.0500	0.0494	0.0497
October	0.0503	0.0498	0.0500
November	0.0502	0.0491	0.0497
December	0.0501	0.0495	0.0497