2019 ISK to HRK Historical Review

YEARLY HIGH

0.0562 HRK

YEARLY LOW

0.0521 HRK

YEARLY AVERAGE

0.0541 HRK

2019 ISK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the ISK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 0.0562. Conversely, the yearly low was recorded on July 9, dropping to 0.0521.

This high-to-low spread represents a total annual volatility of 0.0041 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0544 to the December average rate of 0.0549, the exchange rate registered a net change of 0.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0562 was down 8.41% compared to the 2018 peak of 0.0613, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 281 HRK

2018 Average 291 HRK

Yearly Trough Low 260 HRK

Transaction Impact: A difference of 20.36 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0551

0.0524

JanuMarcMayJulySeptNove

ISK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0542, compared to 0.0540 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0542

H2 Avg (Jul–Dec) 0.0540

Volatility Range Comparison

Volatility

The most volatile month in 2019 was July, with a trading range of 0.0027 HRK (High: 0.0548 / Low: 0.0521). On the other end, May was the most stable month, with a tight range of 0.0010 HRK (High: 0.0545 / Low: 0.0535).

July Spread (Volatile) ±0.0027

May Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0014 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 0.0548) against the same month in 2018 (average: 0.0606), the exchange rate shifted by -0.0058 (-9.57%).

2019 Avg (March) 0.0548

2018 Avg (March) 0.0606

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0556	0.0536	0.0544
February	0.0552	0.0540	0.0545
March	0.0562	0.0540	0.0548
April	0.0557	0.0539	0.0549
May	0.0545	0.0535	0.0540
June	0.0538	0.0521	0.0526
July	0.0548	0.0521	0.0529
August	0.0548	0.0531	0.0537
September	0.0550	0.0527	0.0538
October	0.0547	0.0534	0.0540
November	0.0556	0.0539	0.0545
December	0.0557	0.0543	0.0549