2020 KMF to KES Historical Review

YEARLY HIGH

0.2780 KES

YEARLY LOW

0.0054 KES

YEARLY AVERAGE

0.2462 KES

2020 KMF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the KMF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.2780. Conversely, the yearly low was recorded on December 15, dropping to 0.0054.

This high-to-low spread represents a total annual volatility of 0.2726 KES. From a start-to-finish perspective, comparing the January average rate of 0.2279 to the December average rate of 0.2644, the exchange rate registered a net change of 16.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2780 was up 16.67% compared to the 2019 peak of 0.2383, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 1,390 KES

2019 Average 1,156 KES

Yearly Trough Low 27 KES

Transaction Impact: A difference of 1,362.77 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2685

0.2195

JanuMarcMayJulySeptNove

KMF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2331, compared to 0.2593 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0262 points.

H1 Avg (Jan–Jun) 0.2331

H2 Avg (Jul–Dec) 0.2593

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.2726 KES (High: 0.2780 / Low: 0.0054). On the other end, October was the most stable month, with a tight range of 0.0040 KES (High: 0.2617 / Low: 0.2577).

December Spread (Volatile) ±0.2726

October Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0044 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.2644) against the same month in 2019 (average: 0.2287), the exchange rate shifted by +0.0357 (+15.60%).

2020 Avg (December) 0.2644

2019 Avg (December) 0.2287

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2318	0.2250	0.2279
February	0.2260	0.2215	0.2235
March	0.2379	0.2260	0.2325
April	0.2378	0.2327	0.2348
May	0.2407	0.2319	0.2364
June	0.2461	0.2413	0.2434
July	0.2578	0.2432	0.2495
August	0.2628	0.2567	0.2601
September	0.2622	0.2560	0.2594
October	0.2617	0.2577	0.2595
November	0.2671	0.2571	0.2628
December	0.2780	0.0054	0.2644